The Benefits of Working Past Retirement Age
Thinking about working past 65? These benefits and potential tax pitfalls are worth considering before you decide.
11-13-2026
Latest
Privatizing Social Security is Not the Answer
The current plans that promise to save Social Security aren't capable of keeping that promise.
11-11-2026
Helping a Friend or Relative With Social Security
"Power of attorney" is essentially a meaningless designation for Social Security purposes.
11-4-2026
Should You Convert Your 401(k) to a Roth Before Retirement?
From retirement gap years to market downturns, these strategies may help you convert 401(k) funds to a Roth while limiting taxes.
11-3-2026
All You Need to Know About the Roth 5-Year Rule
Roth IRA and 401(k) earnings can be tax-free in retirement, but the five-year rule comes with important exceptions.
10-28-2026
More Social Security Reform Proposals
There are many ideas for reforming Social Security that will keep the system solvent for generations to come.
10-28-2026
Combining Retirement Plan Withdrawals With Social Security: How to Avoid Tax Burdens
Want to reduce taxes in retirement? Learn how to coordinate IRA withdrawals, Social Security benefits, and Roth conversions.
10-24-2026
All About the Backdoor Roth IRA Pro-Rata Rule
Before converting a traditional IRA to a Roth, understand how the pro-rata rule and Dec. 31 balance can affect your tax bill.
10-22-2026
Social Security COLA for 2027
I always dread mentioning COLAs in this column, because every single time I do, I am flooded with emails from readers.
10-21-2026
One Income, Two Retirements: How Couples Can Protect Their Future
When a household depends on one paycheck, retirement planning takes extra care. Here’s how couples can strengthen their financial safety net.
10-15-2026
Social Security and Politics
Never make a decision about when to start your Social Security benefits based on politics.
10-14-2026
Planning for Couples Who Have a Big Age Gap
If you and your spouse have a significant age difference, planning ahead can help your savings last longer and keep your retirement goals aligned.
10-13-2026
The Biggest Retirement Planning Mistakes People Make in Their 60s
Your 60s can be a crucial retirement planning window, but these five mistakes could cost you money and limit your options.
10-7-2026
The Retirement Gap Years: A Time to Make Tax-Savvy Moves
The years between retirement and RMDs can offer a valuable window for reducing taxes and making the most of your retirement savings.
10-5-2026
50,000 Australians Took Control of Their Super Last Year, Why It Could Be Worth It
Australians aged 35 to 44 accounted for nearly 40 percent of new Self-Managed Super Fund holders.
10-3-2026
Mid-Career Check-In: How Much Should You Really Have in Your 401(k) at 35?
What is the average retirement savings at age 35?
10-3-2026
Retirement Accounts to Get a Government Match
The federal government will match up to 50 percent of money Americans save for retirement starting in 2027.
10-2-2026
What You Need to Know About Retirement Account Tax Diversification
Diversifying your investments can reduce risk, but spreading assets across different types of accounts can also help manage taxes in retirement.
09-30-2026
The Most Insignificant Social Security Benefit
The benefit was never meant to stick around.
09-30-2026
All You Need to Know About Retirement Account Fees
Even small retirement account fees can add up over time, making it important to understand what you’re paying and why.
09-28-2026
5 Standard Bills Retirees Can Pay Upfront for Instant, Sacrifice-Free Savings
Prepaying certain everyday bills can unlock discounts and help retirees save hundreds of dollars without cutting back.
09-28-2026
Taxes All Retirees Need to Know About
Retirement can bring new taxes and surcharges, so knowing what to expect can help you keep more of your savings.
09-23-2026